Individuals
We have helped several thousand individuals with their debt problems over the last 20 years. Over this period we have encountered just about every conceivable debt situation. With this experience we believe there is always a solution to help solve your debt problems.
Trust Deeds
A Trust Deed is a voluntary, yet legally binding agreement between an individual and their unsecured creditors. Normally, in return for agreeing to pay a monthly contribution from your income for a set period of time and your assets your creditors will agree to write off your debts.
Debt Arrangement Scheme
The Debt Arrangement Scheme is designed to help debtors to pay their debts by giving them more time to pay without hassle or threat of court action from their creditors. DAS freezes interest, fees and charges on your debts from the date the DAS payment programme application is made.
Sequestration
Sequestration (often referred to as Bankruptcy) is the second, slightly more formal, form of personal insolvency in Scotland. Normally, in return for agreeing to pay a monthly contribution from your income for a set period of time and realise the value in your assets, your creditors will agree to write off your debts.
Free Confidential Consultation & Advice
Initial advice and conversations are free and without obligation
Barry John Stewart and George Dylan Lafferty are authorised to act as