We have helped several thousand individuals with their debt problems over the last 20 years. Over this period we have encountered just about every conceivable debt situation. With this experience we believe there is always a solution to help solve your debt problems.

Trust Deeds

Trust Deeds for Individuals

A Trust Deed is a voluntary, yet legally binding agreement between an individual and their unsecured creditors. Normally, in return for agreeing to pay a monthly contribution from your income for a set period of time and your assets your creditors will agree to write off your debts.

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Debt Arrangement Scheme

Debt Arrangement Scheme

The Debt Arrangement Scheme is designed to help debtors to pay their debts by giving them more time to pay without hassle or threat of court action from their creditors. DAS freezes interest, fees and charges on your debts from the date the DAS payment programme application is made.

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Sequestration

Sequestration Support for Individuals

Sequestration (often referred to as Bankruptcy) is the second, slightly more formal, form of personal insolvency in Scotland. Normally, in return for agreeing to pay a monthly contribution from your income for a set period of time and realise the value in your assets, your creditors will agree to write off your debts.

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Free Confidential Consultation & Advice

Initial advice and conversations are free and without obligation

Professional Indemnity Insurance – our professional indemnity insurer is Mapledown Royal & Sun Alliance plc , Mapledown Underwriting LLP, The St Botolph Building 138 Houndsditch London EC3A 7AG and policy number is RTT262119/11273. The territorial coverage is worldwide (excluding professional business carried out from an office in the United States of America or Canada) and excludes any action for a claim brought in any court in the United States of America or Canada.


GLASGOW LIVING WAGE EMPLOYERBarry John Stewart and George Dylan Lafferty are authorised to act as insolvency practioners in the UK by the Institute of Chartered Accountants of Scotland. Company Registration Number SC 477598 | VAT Registration Number 192 5146 03 | Data Protection Registration A1056203 | FCA Registration Number 766693 | Registered office: 2nd Floor Suite 148, Central Chambers, 11 Bothwell Street, Glasgow G2 6LY.